Credit Cards

New year, new savings!
Start the new year off right - transfer high rate credit card balances to a LAFCU Rewards, Signature, or Simple credit card and earn an introductory rate of 1.99% APR* for 12 months. And best of all, there is no balance transfer fee.

* Annual Percentage Rate. Offer is valid from 01/20/21 - 04/30/21. Introductory 1.99% APR for 12 months from the date of each transfer. Offer not valid for existing LAFCU balances. After balance transfer, rate will vary from 8.49% - 18.99% at the end of the promotional period based on creditworthiness. Other restrictions may apply. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Membership is required. Please refer to your Guide to Benefits for further details.1% foreign transaction fee where applicable.

With a LAFCU credit card, you can shop online and have items delivered right to your door. Or add your card to your digital wallet to make contactless payments with your mobile device at the grocery store. You can also sign up for credit card eStatements to stay safe and receive your statement online instead of receiving paper mail.

Whether you're looking for cash back, a low rate, or rewards, LAFCU has a Visa credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Additionally, LAFCU Visa credit cards do not have an annual fee and are equipped with chip technology to reduce the risk of fraud.

If you have any questions, call us at 517-622-6600 or speak with a LAFCU representative through our online chat.

If you have a credit card dispute or lost/stolen credit card, please call 1-866-820-2905.

VISA Credit Card Agreement
Visa Signature Rate & Fees
Simple Visa Rate & Fees
Rewards Visa Rates & Fees