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Mortgages

LAFCU offers a wide spectrum of mortgage loan options designed to meet your needs and goals at every stage of life. We'll be there every step of the way to make the home-buying process a breeze from start to finish. We even have mortgage programs that require a low, or even no down payment! Rates are at historic lows, so apply today.

We Offer

  • Low rates and low fees*
  • 10/6 ARM Mortgage Loan - priced at 1.25% off the approved 30 year fixed rate.** view details
  • Purchasing and refinancing options
  • First time home buyers program
  • 3% down programs
  • New Construction Loans
  • Free pre-approvals
  • Jumbo Mortgage Loans
  • Fixed rate and adjustable rate mortgages
  • Secure web access to mortgage history, statements, balance, tax and insurance detail

*Programs, rates, terms and conditions are subject to change without notice. All loans are subject to approval and additional restrictions may apply. **Programs, rates, terms and conditions are subject to change without notice. All loans are subject to approval and additional restrictions may apply. The 10/6 ARM rate is fixed for the first 10 years. After the fixed period, rates are subject to change every 6 months. The floor rate for the 10/6 ARM is 3.25%.

Refinance Your Mortgage

Together with Member First Mortgage we want to help you get your finances in shape. One of the many options to help you stretch your dollars is to refinance your mortgage at a great, low rate.

 

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