Home > Personal > Bank > Savings Account > Individual Retirement Accounts (IRA)

Individual Retirement Accounts (IRA)

Term Share, Youth, IRA, & HSA Certificates
TermRateAPY*
Youth Certificates
12 Month 4.60% 4.70%
Regular Term Share Certificates
3 Month 3.58% 3.64%
6 Month 4.24% 4.32%
9 Month** 4.55% 4.65%
12 Month** (Great New Rate) 4.60% 4.70%
15 Month** 4.89% 5.00%
23 Month** 5.37% 5.50%
24 Month 3.75% 3.82%
36 Month 3.51% 3.57%
48 Month 3.54% 3.60%
60 Month 3.54% 3.60%
* Annual Percentage Yield. Rates accurate as of 02/23/24. Rates and terms are subject to change without notice.  You are solely responsible for complying with any requirements including transaction limitations and penalties for early withdrawal under the Internal Revenue Code or other applicable Federal or State law governing any IRA or other Credit Union accounts. Regular Term Share Certificates require a minimum balance of $500 to open. Dividend Rate and Annual Percentage Yield on IRA Money Market accounts are on entire balance when funds are within specified range. Jumbo Term Share Certificates require a minimum balance of $10,000 to open. Penalties for early withdrawal will apply. **Annual Percentage Yield. Rates accurate as of 02/02/24. Rates and terms are subject to change without notice. Open a new Regular CD ($500 minimum deposit), Jumbo CD ($10,000 minimum deposit), or IRA CD (minimum $500 deposit) or transfer an existing CD to one of these terms: 9 month at 4.65% APY, 12 month Regular CD at 4.70% APY, 12 month Jumbo CD at 4.80% APY, 15 month at 5.0%, or 23 month at 5.5% APY. The 9-month term will roll over to a 6 month term upon maturity, the 12 month term will stay at 12 months upon maturity, the 15 month term will roll over to a 12 month upon maturity, and the 23 month term will roll over to a 12 month term upon maturity. You are solely responsible for complying with any requirements including transaction limitations and penalties for early withdrawal under the Internal Revenue Code or other applicable Federal or State law governing any Term Share Certificates or other Credit Union accounts. Regular Term Share Certificates require a minimum balance of $500 to open. Dividend Rate and Annual Percentage Yield on Term Share Certificates are on entire balance when funds are within specified range. Jumbo Term Share Certificates require a minimum balance of $10,000 to open. Penalties for early withdrawal will apply. View full disclosure.
IRA Certificates
3 Month 3.58% 3.64%
6 Month 4.24% 4.32%
9 Month** 4.55% 4.65%
12 Month** (Great New Rate) 4.60% 4.70%
15 Month 4.89% 5.00%
23 Month** 5.37% 5.50%
24 Month 3.75% 3.82%
36 Month 3.51% 3.57%
48 Month 3.54% 3.60%
60 Month 3.54% 3.60%
*Annual Percentage Yield. Rates accurate as of 02/23/24. Rates and terms are subject to change without notice.  You are solely responsible for complying with any requirements including transaction limitations and penalties for early withdrawal under the Internal Revenue Code or other applicable Federal or State law governing any IRA or other Credit Union accounts. Regular Term Share Certificates require a minimum balance of $500 to open. Dividend Rate and Annual Percentage Yield on IRA Money Market accounts are on entire balance when funds are within specified range. Jumbo Term Share Certificates require a minimum balance of $10,000 to open. Penalties for early withdrawal will apply. **Annual Percentage Yield. Rates accurate as of 02/02/24. Rates and terms are subject to change without notice. Open a new Regular CD ($500 minimum deposit), Jumbo CD ($10,000 minimum deposit), or IRA CD (minimum $500 deposit) or transfer an existing CD to one of these terms: 9 month at 4.65% APY, 12 month Regular CD at 4.70% APY, 12 month Jumbo CD at 4.80% APY, 15 month at 5.0%, or 23 month at 5.5% APY. The 9-month term will roll over to a 6 month term upon maturity, the 12 month term will stay at 12 months upon maturity, the 15 month term will roll over to a 12 month upon maturity, and the 23 month term will roll over to a 12 month term upon maturity. You are solely responsible for complying with any requirements including transaction limitations and penalties for early withdrawal under the Internal Revenue Code or other applicable Federal or State law governing any Term Share Certificates or other Credit Union accounts. Regular Term Share Certificates require a minimum balance of $500 to open. Dividend Rate and Annual Percentage Yield on Term Share Certificates are on entire balance when funds are within specified range. Jumbo Term Share Certificates require a minimum balance of $10,000 to open. Penalties for early withdrawal will apply. View full disclosure.

Go to main navigation