Credit Cards
Earn More Every Time You Spend This Holiday Season!
This holiday season, your purchases can bring you even more cheer. Shop, spend, and enjoy the rewards—it’s LAFCU’s way of adding a little sparkle to your celebrations!
With the Rewards Credit Card, you’ll earn 2x rewards when you spend $75–$5,000 on a single transaction, and 3x rewards when you spend between $5,000.01 and $10,000.** With the Signature Credit Card, you’ll enjoy 3% cash back on purchases from $75–$5,000 (up to $5,000) and 5% cash back on purchases between $5,000.01 and $10,000 (up to $10,000).** Learn more here
Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. on an Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.
Choose the card that's right for you:
| Benefit* | Signature® | Rewards | Simple | Secured |
|---|---|---|---|---|
| Fixed Rate | ||||
| 0% Fraud Liability | ||||
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Balance Transfer 2.99% APR* for 12 months *Annual Percentage Rate. Promotional rate for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.99% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply. |
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| Auto Rental | ||||
| Roadside Dispatch® | ||||
| Travel and Accident Coverage | ||||
| Signature Perks | ||||
| Travel and Emergency Assistant Services | ||||
| Signature Concierge® | ||||
| Warranty Manager Service |
If you have any questions, call us at 517-622-6600 or speak with a LAFCU representative through our online chat.
If you have a credit card dispute or lost/stolen credit card, please call 1-833-371-8982.
VISA Credit Card Agreement
Signature Credit Card Rate & Fees
Simple/Rewards/Secured Credit Card Rate & Fees
*Membership is required. 1% foreign transaction fee where applicable. Certain terms, conditions and exclusions apply. **Spend $75-$5,000 on a single transaction and earn 2x rewards on the Rewards card, and 3% cash back on the Signature card (up to $5,000) on purchases. Spend between $5,000.01 - $10,000, earn 3x rewards on the Rewards card, and 5% cash back on the Signature card. Offer is good October 1 - December 31, 2025. 1% foreign transaction fee where applicable. Other restrictions may apply. For full offer details, please visit lafcu.com/spendandget.