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Earn More With Signature or Rewards Credit Cards


Current Rates

When you have a LAFCU Mortgage Loan and get a Signature or Rewards credit card you can earn more back on your home improvement purchases. The Signature credit card earns you 5% cash back, and the Rewards credit card gives you 3 times the points every time you make home improvement purchases. Offer is good for 180 days from time of being issued a new credit card.*

Whether you're looking for cash back, or more rewards, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.

Choose the card that's right for you by applying today.

Benefit* Signature® Rewards

Balance Transfer 2.99% Intro APR* for 12 months

*Annual Percentage Rate. Introductory rate for 12 months from the date of each transfer. Offer not valid for existing LAFCU balances. After balance transfer, rate will vary from 10.40% - 18.99% at the end of the promotional period. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable.

Auto Rental
Roadside Dispatch®
Travel and Accident Coverage
Signature Perks
Travel and Emergency Assistant Services
Signature Concierge®
Warranty Manager Service

If you have any questions, call us at 517-622-6600 or speak with a LAFCU representative through our online chat.

VISA Credit Card Agreement
Visa Signature Rate & Fees
Rewards Visa Rates & Fees

All federal, state and local regulations apply. Void where prohibited by law. The promotion will begin July 15, 2021 for new and existing members who have a LAFCU mortgage loan and get a LAFCU Rewards or Signature credit card. For a copy of the official rules, please send a self-addressed stamped envelope to LAFCU Mortgage Paired With Credit Card Rules, ATTN: Marketing Department, P.O. Box 26188, Lansing, MI 48909. 
Participation and eligibility is open to legal residents of the United States and must be eighteen (18) years or older. The LAFCU Mortgage Paired With Credit Card offer is for new and existing members with a mortgage loan who get a LAFCU Rewards and Signature card. This incentive will offer cardholders an opportunity to receive an award for spending certain amounts on their card 180 days from the time of being issued their credit card. The LAFCU Rewards credit card offer includes 3x the points on all home improvement purchases with a limit of 50,000 maximum in points. The LAFCU Signature card offer includes 5% cash back with a maximum of $2500 in spend. Both the Rewards and Signature cards offer is valid on purchases made at the following retail stores using the mcc codes: 0780, 1520, 1711, 1711, 1731, 1750, 1761, 1771, 1799, 5072, 5198, 5200, 5211, 5231, 5251, 5261. Rewards and cash back amounts will be applied daily to members cards who complete the requirements.  Account must be in good standing for reward and cash back credit. LAFCU shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury or damage to entrant or any other person or entity, due in whole or in part, directly or indirectly, by acceptance. LAFCU reserves the right, at its sole discretion, to modify, suspend, and/or terminate the giveaway at any time. LAFCU reserves the right, at its sole discretion, to disqualify an entrant if his or her fraud or misconduct affects the integrity of the contest. Other restrictions may apply.

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