Home > Personal > Bank > Services > Here to Help

Here to Help

Important News

Our Charlotte, DeWitt, Owosso, & South Lansing branch lobbies are now open with limited capacity.

Our branch lobby hours are 9 am to 5:30 pm Monday through Friday and 9 am to 12:00 pm on Saturday

  • Money order and shared branching services are not available at this time

If you would like to make an appointment or take advantage of our curbside services at the branches listed above please call 517-622-6600.

You will notice a few changes as we continue to take precautions to keep you and our employees safe. Please click here to learn more about our safety measures.

Our  remain open at all branches to take care of your financial needs by connecting you to a LAFCU representative, from 9 am to 5:30 pm Monday through Friday and 9 am to 12:00 pm on Saturday. Due to a high volume of phone calls, chats and drive-thru usage, you may experience longer wait times than usual.

Remember, your closest LAFCU branch is your mobile device. Our  make it easy and convenient to access your money around the clock. You can deposit checks, apply for a loan or credit card, check balances and transfer funds, and pay bills using Online Banking or our Mobile Banking app.

How We Can Help & Other Resources

Assistance Loan
LAFCU's Assistance Loan can provide you with the relief you need through unexpected financial struggles. With rates at 6.99% APR+ for 24 months on loans up to $2,500, you can count on us.

Learn More

We are waiving the fees listed below through September.

  • Service Center Fee*
  • Telephone Transfer Fee
  • Share Draft Maintenance Fee
  • Advantage 55 Account Fee
  • Business Checking Maintenance Fee
  • Business Checking Transaction Fee

Need Help with Your Loan or Mortgage Payments?

  • If eligible, members may be able to delay monthly mortgage payments for a temporary period.
  • If eligible, members may be able to extend Consumer Loan terms for a temporary period.
  • During this period, members will not incur or be charged late fees.
  • During this period, members will not be reported to credit bureaus as delinquent.
  • If eligible, foreclosure and/or other legal proceedings will be suspended.

Additional assistance may be available, to obtain more information contact the LAFCU Hardship Assistance team at 517-622-6600 or hardshipassistance@lafcu.com.

Need Help with Essential Services?
If you need assistance finding food, paying housing bills, or other essential services, find your local 211 to speak to someone who can help.

Learn More

Unemployment Benefits FAQ
How to apply for unemployment, what you need to file, and other frequently asked questions.

Learn More

Michigan Resources
School meal assistance, finding jobs, MIBridge cards (health insurance, food, etc.), and Unemployment Assistance.

Learn More

Access Your Funds by Banking at Home

Mobile & Online Banking
Access your accounts around the clock. With mobile and online banking, you can check balances, transfer funds and find an ATM.

Learn More

Drive-thru Teller
Take care of your financial transactions by connecting to a LAFCU representative at our drive-thru locations. A member service representative can assist you with deposits, withdrawals, and check cashing.

Learn More

Remote Deposit
Need to deposit a check? With remote deposit, you can deposit your check right from your mobile phone. Click on remote deposit in the mobile banking app menu to get started.

View Tutorial

Apply for a Loan Online
You can apply for a variety of loans right on our website; 24 hours a day, 7 days a week.


Card Control
With card control you can receive instant transaction alerts and control when and where your card is used.

View Tutorial

* Fees from other institutions may apply.
+ Annual Percentage Rate. Rate accurate as of 09/11/20. Programs, rates, terms and conditions are subject to change without notice. Subject to credit qualification and approval. Rate may vary based on individual creditworthiness. Additional restrictions may apply.

Go to main navigation