Refinance Your Auto

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Looking to refinance? LAFCU makes the process of looking for an auto loan fast and easy!

We know that trying to save money wherever you can is important, so LAFCU is offering an exclusive deal. When you refinance your existing auto loan from another financial institution to LAFCU, you can enjoy rates as low as 4.74% APR*. Plus we’ll make your first auto payment** for you.

Whether you’re commuting to work or driving across the country, let us help you get into the car you want, with a monthly payment that is right for your budget.

*Annual Percentage Rate.**Limited-time offer valid 5/21/26-8/21/26. Credit union pays first payment up to $500. APR as low as 4.74% for well-qualified borrowers; actual rate may vary. Example: $20,000 loan at 4.74% APR for 36 months = $600/month.  Subject to credit approval, membership, and underwriting criteria. Offer applies to new loans refinancing an existing auto loan from another lender or to eligible lease buyouts. Not valid for refinancing existing LAFCU loans (internal refinances) or for automobile purchase transactions. Loan must remain open with LAFCU for a minimum of six (6) payments or the amount paid by the credit union will be added back to the loan balance. Terms and conditions apply.

Not a LAFCU member?
Once you become a member of LAFCU, you can refinance your auto loan through LAFCU. You are invited to become a member if you live, work, worship, attend school in, or have a business located anywhere in the state of Michigan. You can apply for membership online or at any LAFCU branch.

If you have any questions, call us at 517-622-6600 or speak with a LAFCU representative through our online chat.