Spend and Get
Earn More Every Time You Spend This Holiday Season!
With the Rewards Credit Card, you’ll earn 2x rewards when you spend $75–$5,000 on a single transaction, and 3x rewards when you spend between $5,000.01 and $10,000.**With the Signature Credit Card, you’ll enjoy 3% cash back on purchases from $75–$5,000 (up to $5,000) and 5% cash back on purchases between $5,000.01 and $10,000 (up to $10,000).**
This holiday season, your purchases can bring you even more cheer. Shop, spend, and enjoy the rewards—it’s LAFCU’s way of adding a little sparkle to your celebrations!
No matter your preference — cash back or bonus points — LAFCU offers credit card options tailored to help you reach your financial goals. Take advantage of fee-free balance transfers and cash advances to simplify your finances and reduce costly high-interest debt. For added convenience and security, easily add your card to your digital wallet for seamless checkout and set up customized alerts with LAFCU Card Control.
Looking to open a new card or upgrade your current one?
Apply today and start earning more!
Want a new credit card or looking to upgrade, apply today!
| Benefit* | Signature® | Rewards | Simple | Secured |
|---|---|---|---|---|
| Fixed Rate | ||||
| 0% Fraud Liability | ||||
|
Balance Transfer 2.99% APR* for 12 months *Annual Percentage Rate. Promotional rate for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.99% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply. |
||||
| Auto Rental | ||||
| Roadside Dispatch® | ||||
| Travel and Accident Coverage | ||||
| Signature Perks | ||||
| Travel and Emergency Assistant Services | ||||
| Signature Concierge® | ||||
| Warranty Manager Service |
If you have any questions, text us at 517-622-6600 or speak with a LAFCU representative through our online chat.
VISA Credit Card Agreement
Visa Signature Rate & Fees
Rewards Visa Rates & Fees
**Spend $75-$5,000 on a single transaction and earn 2x rewards on the Rewards card, and 3% cash back on the Signature card (up to $5,000) on purchases. Spend between $5,000.01 - $10,000, earn 3x rewards on the Rewards card, and 5% cash back on the Signature card. Offer is good October 1 - December 31, 2025. 1% foreign transaction fee where applicable. Other restrictions may apply. For full offer details, please visit lafcu.com/spendandget.
Go to main navigation