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It's good to make sure you have the right insurance. Choose from below for the protection and coverage that's right for you.

  • Accidental Death & Dismemberment Insurance

    JOIN. PROTECT. PROVIDE.

    Being a member of LAFCU makes you a part of family. And, we protect our family members with $2,000 Accidental Death and Dismemberment Insurance Coverage - at no cost to you. All you have to do is complete the enrollment form below. It's that easy.

    We understand that you have family members and loved ones to provide for, too. We're happy to extend you the opportunity to better provide for them.

    Download Form >>

  • LAFCU Safeguard Insurance

    AffiliateLogo_LAFCUSafeguard_Big

    LAFCU is helping to deliver a comprehensive set of choices for the insurance needs of its members. LAFCU Safeguard Insurance services offer discounts on home, auto, and life insurance policies. LAFCU members will find everything they need, convenient, and at the right price.






    LAFCU makes insurance products though LAFCU Safeguard conveniently available to our members. Members can obtain a competitive quote on any of their coverages by filling out a short form at the credit union. There is no obligation and you may find you can save money on your insurance costs! You may also obtain such products and services from many other providers and are not obligated to obtain them from the Credit Union or any entity affiliated with the Credit Union.

  • GAP Insurance

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    If your vehicle is totalled or stolen, your primary insurance settlement may be significantly less than your outstanding loan or lease balance. The resulting "gap" may cause you financial hardship.

    GAP insurance is designed to cover the difference between your outstanding loan or lease balance and the actual cash value of the vehicle. GAP also covers up to $1,000 of your deductible, and an additional benefit may be available toward the purchase or lease of a replacement vehicle.

    For more information about LAFCU's GAP insurance, call 517.622.6600.

    Insurance products sold through or in the credit union are not insured by the National Credit Union Administration and are not issued, guaranteed, or underwritten by the credit union or the National Credit Union Administration or any other federal government agency.

  • Collateral Protection Insurance

    WHAT IS CPI (Collateral Protection Insurance):
    Collateral Protection Insurance may be issued through the credit union's insurance program. This insurance may cost more than insurance you can buy on your own. The coverages afforded by CPI are primarily to protect the credit union's interest. CPI will not satisfy the requirement of any financial responsibility law, nor does it provide liabiilty coverage.

    WHY DID I RECEIVE A NOTICE ABOUT PROVIDING PROOF OF INSURANCE?:
    Your loan agreement requires you to maintain comprehensive and collision coverage on your vehicle for the life of your loan. We require that you provide us evidence that you have established acceptable insurance coverage as outlined in the loan agreement.

    YOUR INSURANCE POLICY NEEDS TO INCLUDE THE FOLLOWING:
    1. LAFCU as LIENHOLDER/LOSS PAYEE.
    LAFCU-Insurance Services
    P.O. Box 690107
    San Antonio, TX  78269-0107

    2. COMPREHENSIVE and COLLISION coverage on vehicle with deductibles not to exceed $1,000.
    3. Collateral must match collateral on loan document.
    4. Policy number, policy period, and company name MUST be listed.

    PLEASE READ:
    Should you fail to maintain the required insurance throughout the life of the loan, the lender may (but shall not be required to, and without prejudice to its rights if it does not) purchase a policy for its own protection and pass the cost of the policy on to you, the borrower. The lender, may, but is not required to, attempt to contact you prior to purchasing the insurance. The lender may at its option, add the premium to your loan. This may cause an increase to your regular payments.

    PLEASE HAVE YOUR AGENT CALL (866) 401-3649 TO PROVIDE THE NECESSARY INSURANCE INFORMATON OR FAX THE INSURANCE DECLARATION PAGE TO (866) 687-2238.

    For your convenience, you may visit our website at www.imcovered.com/lafcu


    HOW DO I GET A REFUND?
    If we received a copy of a comprehensive and collision insurance policy that has been purchased from your personal insurance agent or company and the policy meets all the requirements stipulated in your loan agreement, we will promptly refund any unearned portion of the premium. We will apply this refund to your loan, thus reducing its balance.
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