Fraud Resources

Stay Informed, Stay Protected

Protecting your financial security is our priority. We're here to keep you updated on the latest scams, share proven strategies to safeguard your personal information, and provide the knowledge you need to stay one step ahead.

Common Scam Types and Descriptions
Type of Scam	Description
Investment Scams	Being promised quick profits through fake crypto investments.
Romance Scams	Being convinced to send money to an online love interest, after they’ve spent time building trust with you.
Phone Spoofing Scams	Calls appear to be from LAFCU, often after hours. They ask members to click a link to “change” their password. They request debit card numbers, CVV codes, PINs, SSNs, mother’s maiden names, or 2FA codes. In some cases, scammers initiate FaceTime calls (with cameras blocked) to trick facial recognition systems.
Employment Scams	Fraudsters pose as employers and ask for upfront payments or personal banking details.
Loan & Gift Card Scams	Fake funds are sent, and victims are asked to “return” them via gift cards.
Remote Deposit Fraud	Members are tricked into sharing online banking credentials.
Click & Bait Scams	Malicious texts/emails with harmful links or PDFs.
PC Pop-Up Scams	Fake pop-ups claiming to be Microsoft support (legitimate Microsoft support never provides phone numbers this way).
Inheritance Scams	Messages claiming you’ve inherited money from a distant relative or online acquaintance.

How to Protect Yourself
Tip	What to do
Never share	Online banking credentials, PIN, SSN, or 2FA codes with anyone.
Verify the caller	Hang up and call LAFCU directly if you receive suspicious calls.
Avoid clicking links in texts/emails	Especially from unknown senders.
Remember	LAFCU will never ask for passwords, 2FA codes, or facial recognition verification.

Helpful Resources
Resource	About / Official Site
Consumer Protection	Visit FTC Consumer Protection Federal agency enforcing consumer protection laws—tips, reporting, and scam info.
Internet Crime Complaint Center	File a report with IC3 FBI & partner portal for reporting internet crime and getting resources.
Romance Scam Prevention	Protect yourself from romance scams Guidance from Homeland Security Investigations on recognizing and avoiding romance scams.
Financial Crimes	Learn about financial crime HSI overview of financial crimes they investigate and how to report.
Investment Fraud Info (IC3)	IC3: Investment Fraud IC3 information on investment/crypto fraud and how to file a complaint.
Michigan Consumer Protection	Michigan AG – Consumer Complaints State Attorney General’s page for consumer complaints and assistance.
Robocalls, Unwanted Calls & Texts	Stop unwanted calls & texts FCC guidance to block spam calls/texts and submit complaints.
Mail Fraud Reporting	Report mail fraud U.S. Postal Inspection Service form to report mail fraud.

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