Become a Member
Enjoy the benefits of being a LAFCU member,
plus a chance at $1,000*
You could be one of 4 winners when you become a new member of LAFCU by March 31, 2026, get a checking account with a debit card and make 5 qualifying debit card transactions, along with direct deposit.
Free Checking Perks:
• FREE online and mobile banking
• FREE unlimited Bill Pay
• FREE debit card and ACH transactions
• No monthly balance requirement
• No monthly maintenance fee with Direct Deposit
Get started today by applying online, text us at 517-622-6600, reach out through our online chat, or come see us at any of our 10 branches.
With nearly 75,000 members, we are committed to serving and helping you with your financial needs. As a LAFCU member, you have access to a variety of products and services designed to help you reach your financial goals. You also have access to low loan rates, low fees, great deposit rates, nationwide ATM access, discounts, and knowledgeable employees providing the very best in member service.
LAFCU serves the entire state of Michigan, but your closest branch is your mobile device which gives you access to your account through our Mobile Banking app when it is most convenient for you.
Want to become a LAFCU member?
You are invited to open an account if you live, work, worship, attend school in, or own a business located anywhere in the state of Michigan.
Are you a business?
If you are a business interested in a new account, please call 517-622-6550. You can also visit the business section for additional information.
*NO PURCHASE NECESSARY. All federal, state and local regulations apply. Void where prohibited by law. The promotion runs through March 31, 2026 for new LAFCU members that open a regular checking or eChecking account (subject to ChexSystems approval), receive a debit card, complete 5 debit card transactions, and receive direct deposit during this timeframe. $5 membership share to open; no minimum balance required to qualify. No monthly fee with direct deposit. ATM transactions do not qualify for this offer. There will be 4 random winners, each receiving $1,000 that will be deposited into their account. Winners will be contacted on April 6, 2026. If you would like to enter the drawing without opening an account, send a letter with your name, address and telephone number to: “LAFCU New Membership Off er” Marketing Department, P.O. Box 26188, Lansing, MI 48909. Please, only one letter per person. All entries must be received by LAFCU no later than Friday, March 27, 2026 to be considered for entry into the off er. Mail-in winners will receive a maximum of $1 if randomly selected from drawing. Other restrictions may apply.