High Yield Checking!
LAFCU's High Yield Checking offers 5% APY* on up to $10K with qualifying activity. Make more from what you already have.
See how much you can make.
How Much Can Your Money Yield
Move the sliders to estimate your dividend payouts for a LAFCU High Yield Checking Account.
* Earn 5.00% on balances up to $10,000. Amounts above earn a lower rate. Rate accurate as of 05/01/26 and subject to change. Rate may change after account opening. To earn the advertised rate, all requirements must be met each statement cycle, including 20 debit card purchases (ATM transactions excluded), enrollment in eStatements, at least one Online or Mobile Banking login, and $500 in qualifying deposits. If requirements are not met, a lower APY applies. High APY applies to balances up to $10,000; balances above $10,000 earn a lower APY. Fees may reduce earnings
Built to make your money earn guaranteed dividends.
Earn more on everyday balances
Get rewarded with higher interest on the money you already use for daily spending.
Keep your money accessible
Unlike savings accounts with limits, your funds stay available for purchases when you need them.
Build better financial habits
Meeting requirements like direct deposit or card usage can encourage consistent, healthy money routines.
Maximize short term savings
A high yield checking account is a great place to hold cash you may need soon while still earning a competitive return.
Regular Checking vs. High Yield Checking
A simple account for purchases, bill pay, and deposits.
Use your funds whenever you need them.
Designed for spending and managing money, not growing your balance.
A standard option for handling everyday transactions.
Get higher interest ont he money you already use every day.
The actions that help you earn are often things you already do, like spending or depositing.
Turn everyday spending into an opportunity to grow your balance.
Enjoy the flexibility of a checking account with added earning potential.
High yield checking earns a higher interest rate on your balance when simple monthly requirements are met, often up to a set limit. Many account holders naturally meet these habits through everyday spending and deposits, allowing them to consistently earn more.