Your time is precious and we know every minute counts so LAFCU helps you to stay on top of your finances 24/7 by offering our online services. You can pay your bills online through Bill Pay Plus, view your statement, view your balance and checks cleared 24/7, apply for loans when it's convenient for you, configure your finances with our financial calculators, in addition to many other products and services.

Mobile Banking/Remote Deposit

As a LAFCU member, you have access to your accounts 24 hours a day, 7 days a week through your web-enabled cell phone or mobile device.  Right from the palm of your hand you can easily access your account information, transfer funds or find a LAFCU branch or ATM.



For Smartphone Users:
You can get the richer experience by downloading the LAFCU Mobile Banking App (see below)!

Setting Up Mobile Banking:

1. You need to be a Home Banking User.  If you are not signed up for Home Banking contact any LAFCU branch.

2. Using your mobile phone browser, go to the following URL:

LAFCU's Main Menu will appear that gives you access to:

  • Mobile Banking
  • ATM Locations
  • Branch Locations
  • Search CO-OP ATMs
  • Contact Us
3. Select Mobile Banking

4. You will need to provide your Home Banking User ID and Password to log in.
(Your User ID and Password are the same ones you use for Home Banking.)
If you receive an 'ERROR 403' your mobile phone is not compatible for Mobile Banking.

5. You may be challenged for an ID (which will be sent via your email.) Append the 4-digit pin number to your Home Banking password.

6. For Smartphone Users you can now have a richer experience by downloading the app version. Select the link and the appropriate Mobile Banking app will be available.

7. That's it! Enjoy the convenience of mobile banking!

For questions or help call any LAFCU branch.

Bill Pay Plus


Enjoy the convenience of FREE automatic bill payment!

No checks to write, no worries about timely payments. Payments can come out of your checking account for free.

You can view your list of bills to be paid at Home Banking and you may change payment amounts at any time via Home Banking or Direct Dial Teller.

Sign-Up For FREE Bill Pay Plus By:
Log into Home Banking and Sign-Up for the FREE Bill Pay Plus feature.

Give us a call at 517.622.6600 for additional information on signing up.

Direct Deposit


If you plan on having your tax refund direct deposited to your LAFCU account you will need our routing number, 272482061, and your full account number.


If you need more assistance please contact us.

Direct Dial Teller


Our audio response system, Direct Dial Teller, puts your money as close as the nearest phone. You can access your accounts with a touch-tone telephone 24 hours a day, 7 days a week.
•    Service is free
•    Check account and term share certificate balances
•    Make a credit card payment
•    Make a loan payment
•    Obtain a loan balance
•    Obtain a loan advance
•    Transfer Funds
•    Check to see if a check has cleared
•    Have a check mailed to your home

Sign up for Direct Dial Teller today by calling (517) 622-6600 or (800) 748-0228.

You can access direct dial teller at:  (800) 968-8145.



Go green with E-Statements.
Save paper and time by receiving e-statements. Secure and free of charge, you can view your statement 24 hours a day, 7 days a week at your convenience.

How to sign-up?
Login to Home Banking and click on ‘Other Options’.

If you are not a Home Banking user, please call 517.622.6600 to get started.

Home Banking


LAFCU's Home Banking is secure and FREE of charge.  Home Banking, in addition to the services of Electronic Bill Pay Plus and E-Statements, let you handle most of your transactions online, 24 hours a day, seven days a week.

Home Banking Services Include:
•  Check account balances
•  Transfer funds
•  View account transaction histories
•  View a summary of all you LAFCU accounts on one screen
•  Download your account data to your PC and import it into Microsoft Money or Quicken
•  View images of cleared checks

You can be confident that your transactions and private information are secure when you use Home Banking. Your privacy and security are out first concern, so we have designed the Home Banking system with built-in safeguards and your personal information is protected by data encryption - additional assurance that your information will not be intercepted by unauthorized users.

How Do I Sign-Up for Home Banking?
Visit any one of our branches, or simply call 1.800.748.0228 ext. 3 to get started!

Electronic Bill Pay Plus
With Home Banking, you also have the option of using our convenient electronic Bill Pay Plus service. With Bill Pay Plus, you authorize your bills to be paid automatically on a monthly or single payment basis - or you may enter the system and pay bills whenever you want.

Remember, you authorize which bills are to be paid and when - and you may easily change payment amounts, dates, or other instructions at any time.

Bill Pay Plus is convenient and available for FREE!

If you want more convenience and less paper, e-statements are for you!

Yet another convenient LAFCU Home Banking option, e-statements let you access your monthly LAFCU statements online any time, anywhere - no need to store bulky paper statements. And e-statements are safe and secure.

Call us at 517.622.6600 if you have questions.

Online Loan Application


If you have questions, please contact us at 517.622.6600 or apply online here:

Consumer Loans        
Mortgage Loans

Account Alerts


In today's fast-paced world we want to keep you on top of your finances. Account alerts offer great benefits keeping you in control 24/7.

Account alerts you to be notified of:

  • Deposits
  • Withdrawals
  • Checks Cleared

Our newest account alerts include:

  • Name/Address change
  • Email Address change
  • Loan Payment Reminder Alert

How do I sign-up?

  • Login to Home Banking and click on the ‘E-Alerts’ link to sign-up!
  • Call 517.622.6600 for more information on how to sign-up!

    *Please contact your telephone provider if you have any questions related to setting up text messaging, their domain name, or fees applied for incoming text messaging.