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Mortgage Retirement Loan

We have a great rate as low as 3.50% APR* on a Mortgage Retirement Loan!
If you are looking to decrease your monthly mortgage payment, pay off debt, or if you want to “retire” your mortgage sooner, a mortgage retirement loan could be for you!

It offers:

  • Rates as low as 3.50% APR* - Great Rate!
  • Only $149 application fee
  • No closing costs
  • Fixed rates
  • Terms available up to 15 years
  • Interest may be tax deductible

Use our online chat option or call 517.622.6600 for more information!

*APR = Annual Percentage Rate. Rates based on credit history and LAFCU’s underwriting guidelines. Rates are accurate as of June 1, 2016 and are subject to change without notice. Some restrictions may apply. Property insurance is required.


Home Equity Loan

With a fixed monthly payment and low fixed interest rate, a home equity loan from LAFCU maybe your best choice when it comes to using your equity in your home for home repairs or improvements.
We offer you:

  • Rates as low as 4.6% APR*
  • Fixed rate
  • Fixed payments for easy budgeting
  • Terms available up to 180 months
  • Repay through Payroll Deduction or Home Banking
  • Interest may be fully tax deductible -- consult your tax advisor
  • No fees
  • No closing costs

Use our online chat option or call 517.622.6600 for more information!

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Home Equity Line of Credit

LAFCU's Home Equity Line of Credit (HELOC) may be the answer for when you need to borrow for almost any reason, such as home improvement, education, unexpected expenses, or even a family vacation.
It offers:

  • as low as 3.50% APR*
  • Variable rates
  • Flexible - only borrow what you need
  • Only a $99 application fee
  • No closing costs
  • Interest may be fully tax-deductible -- consult your tax advisor

Use our online chat option or call 517.622.6600 for more information!

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*APR – Annual Percentage Rate. As of 6/23//16, the variable APR for Home Equity Line of Credit ranges from 3% - 8.50%. The interest rate is subject to change and will not
be lower than 2% APR and will not exceed 18% APR. Interest may be tax-deductible; please consult your tax advisor. Michigan owner-occupied properties only. Property
insurance is required. Additional restrictions may apply.