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Intent to Merge Frequently Asked Questions – FAQ’s

  • What is the purpose of the merger?
    • Our credit unions share similar attributes and values. Both organizations are founded and managed to serve the needs of its members. We both take pride in our expertise in offering financial services, and we share a unified commitment to deliver the best credit union experience.
    • Improves access and long-term competitive capabilities.
    • Diversifies membership base and opens up new fields of membership.
    • Broadens economic and geographic footprint.

  • Has the USPS Collins road operational changes affected LPCCU?
    Yes, as the USPS has shifted mail processing from Lansing to other locations in Michigan, there has been a significant decrease in the number of USPS employees at the Collins Road facility. As LPCCU’s main source of membership comes from the USPS, the decrease in the number of employees has had an adverse effect on LPCCU’s ability to grow.

  • Why is this good for members?
    • This merger will provide the following key benefits:
      • Convenience: Provides for a geographical presence with ten branches, 25 ATM’s* and 5,000 CO-OP Shared Branches across the country.  Enables ability to increase member access points and extend geographical coverage with more face to face locations. 
      • Price: Supports opportunity for competitive rates through combined financial resources.
      • Products & Services: Creates opportunity to research and implement products and services faster when member needs change.
      • Service:  Establishes ability to expand and support all points of contact.

  • When will the merger officially take place?
    • The merger is to be completed on or after April 1, 2018. The system conversion is anticipated on July 1, 2018.

  • Will the credit union’s name change?
    • The continuing credit union’s name will be LAFCU.

  • Will any of the branches be closed or consolidated?
    • No. We have no plans to close any branches. You can be assured that we will, as always, focus on member convenience and on retaining the best business practices and services.

  • Will the business hours be changed?
    • The business hours will continue to remain the same until further notice.

  • Will any employees lose their job?
    • No.  All employees are being retained by the combined credit union.

  • Will I have to change my account number?
    • You will receive a new account number. You will also be provided more account level information well before the planned systems conversion date of July 1, 2018. It is important to note that your existing account number will remain the same until July 1, 2018.

  •  How large will the merged credit union be?
    • At the close of the merger, the combined credit union’s total assets will be nearly $670 million.

  • How will this benefit the employees?
    • When two motivated credit unions join together for the benefit of its members, the result is a combined organization that creates new and exciting opportunities to all stakeholders. The combination will lead to new areas of career development and growth opportunities.  The great majority of employees will benefit from this merger. We do not plan to reduce our labor force as a result of this merger. As we continue to empower our employees to service our members, increased enjoyment of work will continue.

  How do the cultures of the two credit unions compare?

    • The cultures are very similar.  Above and beyond, both credit unions share a commitment to serving their members.  While there are always subtle differences in credit union cultures, we believe this credit union will be a stronger organization because of its diversity and teamwork.

 How will the integration of the two credit unions be managed?

    • The combined credit union has been developing a well-defined process for managing the integration.  Integration implementation will begin immediately.

 What do I do if I have further questions regarding the merger?

    • Current Lansing Postal Community Credit Union members will receive an information packet including transition information regarding their various accounts: credit cards, debit cards, checking/depository accounts, loans, etc. prior to the planned conversion date. The packet will include detailed instructions regarding your accounts and how they will be transitioned to the continuing credit union.
    • For more information, please call LPCCU at 517-337-0401 or LAFCU at 517-622-6600. Alternatively, we welcome you to visit one of our branches, or visit one of the following websites:


*Some ATMs have restricted use; i.e. located inside a General Motors plant.