As a member of LAFCU, you can receive great benefits and discounts on an assortment of services including insurance, cell phones, home and auto loans, etc. Your fees are also lower, loan rates are lower, savings rates are higher, you have access to fee-free ATMS all over the U.S., and we have money to lend.

Please view our Member Benefit Affiliates below for details.


Budget Smart Software
Accel Budgeting Software
Accel offers a budgeting software designed by financial counseling professional to help families manage money more effectively. The Budget$mart software can be used to:
  • Determine how you want to spend your income
  • Track how you are actually spending your income
  • Learn how to adjust areas where you are overspending
  • Experiment to determine how a major purchase would impact your budget.
  • This budgeting software is a simple, effective approach to managing and budgeting income.
  • Budget$mart is also an effective educational tool for kids and teens!
Receive your FREE Budget$mart software today >>
CUDL AutoSmart

As a credit union member, you have benefits that enable you to make wise choices when contemplating important financial decisions. There are different ways you can apply for a credit union auto loan. Either way, you will benefit from great credit union financing with your next vehicle purchase.

•    Visit your neighborhood CUDL Auto Dealer:
The Dealer will work with you and your credit union to qualify you for a low-interest auto loan through the CUDL program. This usually takes just a few minutes and you can do all the paperwork right at the dealership!

•    Visit  your local credit union branch:
Visit your credit union and request to get pre-approved. Then ask them to recommend a CUDL AutoSMART dealer. Be sure to call the recommended dealer first and make an appointment with the CUDL contact to get the best service. Don’t forget to mention your credit union recommended them.

Visit us to search for a vehicle that’s right for you.


Invest in America


You can own your money when you belong to a credit union. Invest In America is a website devoted to individuals interested in understanding the importance of a credit union and offers resources and tools to use in your daily financial budgeting. Anything from auto, home, taxes, informational resources, books, stories, podcasts, and more are available, including information on how to receive great discounts on a number of services.


Kids World News


LAFCU is a proud sponsor of this FREE kids publication for kids (age kindergarten through 5th grade.) The main goal of the publication is for kids/teachers/parents to use the games, recipes, arts & crafts, puzzles, math exercises, and information found inside the publication as a learning tool.

You can pick up a copy of the monthly edition at any LAFCU branch.



AffiliateLogoBig_SprintAs a member, you can save 10%-15% on your monthly Sprint bill. You can also receive discounts on phones and service plans with a waived activation fee and upgrade fee. All subscribers are eligible.



Call 877-SAVE-4-CU (877-728-3428)

LAFCU Safeguard Services


LAFCU is helping to deliver a comprehensive set of choices for the insurance needs of its members. LAFCU Safeguard Insurance services offer discounts on home, auto, and life insurance policies. LAFCU members will find everything they need, convenient, and at the right price.

LAFCU makes insurance products though LAFCU Safeguard conveniently available to our members. Members can obtain a competitive quote on any of their coverages by filling out a short form at the credit union. There is no obligation and you may find you can save money on your insurance costs! You may also obtain such products and services from many other providers and are not obligated to obtain them from the Credit Union or any entity affiliated with the Credit Union.


Michigan Saves


Energy Efficiency Begins At Home

There's never been a better time to make energy efficiency improvements to your home. A new, affordable loan program is now available to make it even easier for you to replace your old appliances or aging furnace, or to make other upgrades.

Michigan Saves has teamed up with LAFCU to offer an affordable loan designed just for you. The Michigan Saves Home Energy Loan is an unsecured, personal loan with a low fixed rate of 7%. Flexible terms are available and loans range from $1,000 to $12,500.

You can combine your Michigan Saves loan with utility rebates and federal tax credits* on qualifying improvements for even more savings.

Start Saving Now!
Applying for a Michigan Saves loan is easy, so you can start saving energy and improving your home's comfort right away. Visit us for more information and to find an authorized contractor to start your energy efficiency improvements.


Lansing Lugnuts
AffiliateLogo_LansingLugnutsTHE 2014 SEASON IS HERE!

As a LAFCU Member, you have the opportunity to watch the Lansing Lugnuts light up the sky with LAFCU Fireworks from the best seats at Cooley Law School Stadium! Executive Club seating is normally sold only in Full Season Ticket packages, but LAFCU Members have access to these premiere seats for all LAFCU Fireworks Nights.

Purchase tickets here!

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