Term   Rate APY
12 month   1.15% 1.15%
24 month   1.40% 1.40%
36 month   1.59% 1.60%
48 month   1.99% 2.00%
60 month   2.23% 2.25%

*APY = Annual Percentage Yield.  Rate accurate as of January 12, 2018. Rates are subject to change without notice.  You are solely responsible for complying with any requirements including transaction limitations and penalties for early withdrawal under the Internal Revenue Code or other applicable Federal or State law governing any IRA or other Credit Union accounts. Dividend Rate and Annual Percentage Yield on IRA Money Market accounts are on entire balance when funds are within specified range. Jumbo Term Share Certificates require a minimum balance of $10,000 to open. Penalties for early withdrawal will apply. Call 517.622.6600 for more information.