The LAFCU MasterCard Credit Card offers a great rate and awesome rewards! Earn rewards for every dollar you spend.
|INTEREST RATES AND INTEREST CHARGES|
Rate (APR) For Purchases
This APR will vary with the market based on the Prime Rate.
|APR for Cash Advances||15.25%*
Prime + 9.0%
|Penalty APR and When It Applies||None|
|How To Avoid Paying Interest on Purchases
||Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.|
|For Credit Card Tips from
the Consumer Financial
|To learn more about factors to consider when applying for or using a credit card, visit the
website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore
|Late Payment Fee||If you are ten or more days late in making a payment, you will be charged a late fee. If your outstanding balance is $500.00 or less, the fee will be $15.00 or the amount of the required minimum payment, whichever is less. If your outstanding balance is $500.01 or more, the fee will be $25.00.|
|Returned Payment Fee||$25.00 or the amount of the required minimum payment, whichever is less.|
|Returned Payment Fee||$25.00 or the amount of the returned convenience check, whichever is less.|
|Statement Copy Fee||$3.00 per document.|
|Card Replacement Fee||$8.00|
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