LAFCU BLACK FRIDAY/CYBER MONDAY Giveaway Official Rules

NO PURCHASE NECESSARY. All federal, state and local regulations apply. Void where prohibited by law. The promotion runs from Friday, November 24, 2017 until Monday, November 27, 2017. If you would like to enter the drawing without opening an account, send a 3" x 5" postcard with your name, address and telephone number to: "LAFCU Black Friday/Cyber Monday Giveaway," Marketing Department, P.O. Box 26188, Lansing, MI 48909. Please, only one card per person. All entries must be received by LAFCU no later than Friday, December 8, 2017 to be considered for entry into the sweepstakes. LAFCU is not responsible for late, undelivered, misaddressed, ineligible, misdirected, illegible, incomplete, or incorrect entries. LAFCU has sole discretion on determining ineligible entries. For a copy of the official rules, please visit lafcu.com/contestrules or send a self-addressed stamped envelope to LAFCU Black Friday/Cyber Monday Giveaway Rules, ATTN: Marketing Department, P.O. Box 26188, Lansing, MI 48909.

By entering, participants grant LAFCU permission to contact them via phone, email or social media about their entry. By participating, entrants agree to abide by and be bound by these Official Rules and the decisions of LAFCU, which shall be final and binding; and to the use of their names and/or likenesses for advertising and publicity purposes without additional compensation, unless prohibited by law.

Participation and eligibility is open to legal residents of the United States and must be eighteen (18) years or older. Officers, directors and employees of LAFCU; and their immediate families are not eligible.

Up to five (5) randomly selected winners per day between 11/24/17 – 11/27/17 will be drawn and have a chance to have one of their purchases paid for by LAFCU with a maximum value of $200 for purchases made with their LAFCU Debit Card or LAFCU Credit Card. Winners will be notified on Monday, December 11, 2017. No transfer, assignment, cash redemption, or substitution of prizes. Entrants waive the right to assert, as a cost of receiving prize, any and all costs of redemption. LAFCU shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury or damage to entrant or any other person or entity, due in whole or in part, directly or indirectly, by acceptance.

LAFCU reserves the right, at its sole discretion, to modify, suspend, and/or terminate the giveaway at any time. LAFCU reserves the right, at its sole discretion, to disqualify an entrant if his or her fraud or misconduct affects the integrity of the contest. Other restrictions may apply.