NEW FEATURE FOR CHECKING ACCOUNT HOLDERS:
5 Free Non-LAFCU ATM Transactions Per Month

Effective May 1, 2014, all LAFCU checking account holders can get up to five free non-LAFCU ATM transactions per month.* This is in addition to the unlimited LAFCU ATM use our members already enjoy.

LAFCU is striving to bring you added service and convenience.

*Limited to first five (5) non-LAFCU ATM transactions per month. Fees from other institutions may apply.

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Basic Checking Account



NEW FEATURE FOR CHECKING ACCOUNT HOLDERS:

5 Free Non-LAFCU ATM Transactions Per Month

Effective May 1, 2014, all LAFCU checking account holders can get up to five free non-LAFCU ATM transactions per month.* This is in addition to the unlimited LAFCU ATM use our members already enjoy.

LAFCU is striving to bring you added service and convenience.

*Limited to first five (5) non-LAFCU ATM transactions per month. Fees from other institutions may apply.
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Basic Checking Account

•    Free Home Banking, including check images
•    Free unlimited Bill Pay Plus
•    Tiered interest earnings
•    Free Debit Card
•    Free Direct Dial Teller
•    Free E-Statements
•    No monthly fee if you have direct deposit (otherwise $3)
•    Overdraft Options Available
•    Access your account at more than 25,000 surcharge free ATMs across the U.S.  A transaction fee may apply (*see fee schedule)

Apply Now by calling 517.622.6600

*Other miscellaneous fees may apply.


Direct Deposit

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Use Direct Deposit for your checking or savings account.

Checking Account:
If you plan on having your tax refund direct deposited to your LAFCU checking account you will need our routing number, 272482061, and your full account number.

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Savings Account:
If you plan on having your tax refund direct deposited to your LAFCU savings account you will need our routing number, 272482061, and your full account number.

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If you need more assistance please contact us.

E-Checking Account



NEW FEATURE FOR e-CHECKING ACCOUNT HOLDERS:

5 Free Non-LAFCU ATM Transactions Per Month

Effective May 1, 2014, all LAFCU checking account holders can get up to five free non-LAFCU ATM transactions per month.* This is in addition to the unlimited LAFCU ATM use our members already enjoy.

LAFCU is striving to bring you added service and convenience.
 

*Limited to first five (5) non-LAFCU ATM transactions per month. Fees from other institutions may apply.
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E-CHECKING ACCOUNT FEATURES
•    Free Home Banking, including check images
•    Free unlimited Bill Pay Plus
•    Free Debit Card
•    Free Direct Dial Teller
•    Free E-Statements
•    No Monthly Fee if you have direct deposit
•    Overdraft Options Available
•    Access your account at more than 25,000 surcharge free ATMs across the U.S.

Interested in e-Checking?
To get started apply online, call 517.622.6600, or stop into any branch location.


Switch to E-Checking

Switch to E-Checking
If you already have a LAFCU checking and wish to switch to E-Checking, please fax the completed form (PDF) to 517.622.6901.

Want to switch your current account to LAFCU?

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It's easy to switch your checking account to LAFCU.
We can help you with the transition of changing your checking account from one financial business to LAFCU with our new SWITCH KIT.

Follow these simple SWITCH KIT steps:

  1. Open a LAFCU checking account.
    We offer Regular Checking and e-Checking.  Compare the two products and find the right checking for you. Click here to apply.

  2. Discontinue use of your checking account with the other financial institution.
    Make sure to balance your account and to keep enough funds available to clear outstanding checks, authorized withdrawals, and debit card transactions. Use the Reconcilement Form to determine your ending balance.

  3. Switch all direct deposits.
    Send a Direct Deposit Request Form to all payers that send direct deposit to your account (employer, social security, investment payments, etc.) to authorize them to redirect your direct deposit.

  4. Switch your automatic payments.
    Send an Automatic Payment Request Form to all companies that have authorized payments through your account (mortgage payments, insurances, utilities, loan payments, etc.). A form will be required to be sent to each company that you authorize for an automatic payment.

  5. Close your old account.
    Complete and send the Close Account Request Form to the old financial institution requesting they close your checking account. Verify that all checks have cleared and there is no activity on the account.

It's that simple.

If you have any questions or need assistance, call 517.622.6600 or stop by at any LAFCU office.

Overdraft Privilege
PageHeader_OverdraftPrivilegeOverdraft Privilege is here for you!

Have you ever made an error on your account balance and inadvertently overspent? Been unable to make a deposit on time? Or just found yourself a little short on funds? At one time of another, most of us have found ourseleve in a potential overdraft situation. And overdraft charges can add up very quickly.

At LAFCU, we understand-and we value our members. That's why there's Overdraft Privilege. It's a privilege of LAFCU membershuip that covers your overdraft checks, saving you the expense and embarrassment of having your checks returned unpaid-or ending up on a bad check list.

How does it work?
Overdraft Privilege is simple-as long as you maintain your account in good standing. LAFCU will pay your overdraft checks-up to a maximum of $1500-rather than returning them. You will incur a non-sufficient fund fee, but checks paid by Overdraft Privilege save you the expense of having to pay an additional fee from the merchant.

Your privileged!
No applications to fill out-if you're a LAFCU member and have a checking account, you may request Overdraft Privilege. Simply ask any Member Service representative to activate this convenient service for you-and start enjoying another privilege of membership!

Call 517.622.6600 to get started!